Saving more money is one of these broad goals everybody sets for themselves at the beginning of a new year. But with so much advice out there, it can be tough to decern what’s real and what’s not, especially when the desire to get a new pair of shoes is always looming in the back of your mind. Fear not, budget novices! The tips below are so achievable, even a shopaholic can reach them on a regular basis. Get ready to fill that piggy bank!
1. You don’t need that skinny pumpkin spice latte.
This one might be hard, especially if you rely on caffeine to jumpstart your daily life, but a coffee maker is a worthy investment when you realise just how much this apparently innocent price can add up. And in the event you simply can not go your separate ways from Starbucks, try out one of its cheaper drink options.
2. Learn to paint your own nails.
Sure, occasionally, a salon mani-pedi is exactly what you will need to unwind and treat yourself, but these visits accumulate. A bottle of nail polish can cost anywhere from $4 to $15 and will last you years, whereas a pedicure can cost up to $20. The math says it all. Not to mention, you could earn a quick buck doing it for a buddy as well!
3. Cook your own dinner most nights.
You do not have to be a whiz in the kitchen to prepare a fun meal. There are loads of easy dinner recipes out there that are easy on the pocket. Bonus points if you cook enough to offer you leftovers to take to work for lunch the following day- Not only do you save money, but you also save time!
4. Speaking of lunch, make your own daily.
This is a no-brainer, but the temptation of a fancy $10 salad frequently cancels it out. Sticking to this suggestion during the year will save major bucks.
5. Cancel your subscription tv.
Unless you are really using your TV daily, it might be time to look at a cheaper online-streaming alternative like Netflix or Hulu. Or even free streaming sites like YouTube.
6. Stow a dollar a day away.
Invest in an adult-approved piggy bank and stash away a buck. At the end of the month, you will have saved around $30!
7. Purchase a reusable water bottle and use it.
Purchasing a high-quality water bottle will save both the environment and your budget. The expense of these plastic water bottles adds up, and Mother Earth will provide you with a pat on the back for this one.
8. Sip on some drinks at home.
Enjoying a few drinks in your home ensures that you won’t fall prey to buying one too many overpriced drinks as soon as you get to the bar or bar.